What they are doing is illegal and against the law. Website: www.selenefinance.com. (The consumer indicated he/she ACCEPTED the response from the business.). 207 E. Canyon St., Colfax, WA 99111. Employee (Former Employee) - Dallas, TX - October 15, 2022. The reason that I can help is I originally started doing this as a way to do foreclosure prevention for the homes in my area because our foreclosure rate had doubled by 50% let alone in 6 months. On the day that the letters were to be delivered, the mail carrier didnt even bother to pull in my driveway to deliver them to me or even notify me that they were there or I would have absolutely driven to town to pick them up. Why? After receiving documentation that they were my new loan providers, I immediately contacted Selene to resume my payments through them (as they advised in the notice). Thank you,
Selene Finance Foreclosure Information Selene not reporting mortgage on credit report; I've had my mortgage with Selene Finance for 5 years; Selene Finance Know Your Rights; Selene Finance Shortsale Nightmare; Timely Payments, Selene Finance Screws Up Loan; Selene Finance . Selene Finance Complaints You can read about RESPA and your rights here:https://www.consumer.ftc.gov/articles/0190-making-payments-your-mortgage-servicer. I no longer owe Selene Finance. Selene Finance - loss draft department. It is beyond frustrating to be on a call with somebody for 30-60 minutes, tell your story to them and NEVER get a straight answer. Selene is a Standard & Poor's, Moody's and Fitch rated Prime, Subprime and Special Servicer for Wall Street, Private Equity, REITs and GSEs. We help people file for bankruptcy relief under the Bankruptcy Code. Relocation. Correspondence - Overnight Mail. We cannot and do not represent or guarantee a specific result in any given case. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. With more than 500 full-time employees, the company is able to service in all 50 states. Welcome - ImCovered. Now I knew why they cancelled the Trustees sale last Dec. David Greene shares the exact systems he used to scale his Selene Finance LP, et al., Defendants. Auction location. In the state of Nevada, you cannot use onerous actions or revolving liens to get out of a foreclosure. They've missed the closing date by weeks and will only tell us that they're "going through a process". I filed my Chapter 13 bankruptcy on 08/02/2019 and it was discharged on 07/29/22. Filing 1 NOTICE OF REMOVAL by Wilmington Savings Fund Society, FSB, D/B/A CHRISTIANA TRUST, NOT INDIVIDUALLY BUT AS TRUSTEE FOR PRETIUM MORTGAGE ACQUISITION TRUST, Selene Finance, LP from 429th Judicial District Court, Collin County, TX, case number 429-02283-2021. What is Selene Finance? Amerihope Alliance Legal Services is a leading loan modification and foreclosure defense law firm with attorneys licensed in 5 states. It has an F rating with the Better Business Bureau. If this happens, the lender must give the opportunity for the borrower to pay what is owed. February 7, 2020. N.A.C.A did get me through to Selene & I had to accept their shady extremely unfair loan modification. United States. After numerous attempts to fix the issue with them, they told me that unless I started an automatic payment with . Selene Finance is a residential mortgage servicing company. Submit a complaint and get your issue resolved. Jan. 2010 I started the process to get a loan modification with Wells Fargo because my income was going to drop by 40% over the next year. I did make one correction to this document that I sent in and am now attaching - on page two, under Cable/Satellite, I add the $55.00 I pay for Fios each month to our one streaming channel. This rating has decreased by -18% over the last 12 months. (The consumer indicated he/she ACCEPTED the response from the business.) I owe. When given the opportunity to take down lenders as Selene, who feel that they are Untouchable because theyre smaller Out Of Reach and a lot of investors. Whitney Wheeling, et al. Also, The information presented on pages 1 and 2 of the attached document from Selene is completely incorrect. After complete cooperation on my part and several thousand dollars, I found out by accident that they had lied to me. [fa icon="folder-open'] Dear Dispute Resolution Team:
The company provides those looking for homes loans. Then after managing and marketing their home and submitting multiple offers. I am seriously thinking about plastering it online. What this means is that, the bank gives the home back to the home owners after they have been given a court date and shown the money to be needed to stay in the home. Cindy J Ziegler. All of these things are violations of what they were suppose to do.
Learn More Custom tailored title and insurance solutions with . This hurts the debt ratio, my mod app, and makes it looks as though I have fallen farther behind, which I have not. We suffered a hardship, then unemployment during COVID, and unbeknownst to us our house was auctioned. My home was schedules for sale on Dec. 6, 2012. Fitch Upgrades Selene Finance's Primary & Special RMBS Servicer Ratings. Conveniently Located at - 57 West Main Street Freehold, NJ 07728, Updated 2023 New Jersey Foreclosure Timeline. Hey everyone sorry to hear that your case did not go well. October 20, 2022 @trent_9297. Featured review. We have helped over 7,000 homeowners fight back and keep their homes. I received a call from SIG/TARP they are the government office investigating financial institutions and services for violations against the HAMP and HAMP programs, they are currently investigating Selene Finance. I want answers! Founded in 2007 to provide creative loan-resolution strategies, Selene provides a flexible portfolio management approach to meet the needs of consumers, clients and all stakeholders. I have attached a copy of the final cure which represents Selene Finance agreed I no longer owe them and the account is paid in full. So now I was on the hook for the payment that were not made during lawsuit. January 27, 2012. I have been working on a mortgage loan modification with Selene since August of 2022, Mortgage Account #: XXXXXXXXXX. Now the courts have set a hearing date of June 4th and I am going to continue to fight this with everything that I have!! Transferred to Selene missing payment; New Jersey beware; Scamming for late charge fees; Can someone help? I am for joining a class action lawsuit. Re: loan number 710-3112 Date: 8/20/2021. . So made now I owe another 36,000 back payments. Executive Resolution Team
We even got an insurance form from Selene t's o help me on 16 July. I keep getting the usual run around & I'm fed up. Company Number. Now they asked me to open of BofA account to make direct deposit to my loan payment. The addition of these businesses to our existing asset management and investment platform provides significant scale and . We originally requested on September 15th and it is now October 4th. Loan transferred to Selene and they show me two months late when I am not. 3501 Olympus Blvd 5th 500. I have been residing at this property for almost 17 years now! We were informed the new modification (without the ex-gf signature requirement) was accepted on 10/03/2022 and that we would be receiving paperwork within a few days. But they could not set it up from my bank account to their mortgage department. Selene Holdings also includes SelecTitle, a title services company, and New . I received a response by email from Selene Finance on 10/18/2022 and their response was their records reflect the bankruptcy was closed/discharged and the mortgage statements would resume. We have called back 2-3 times a week (with promises of call backs but never receive one) attempting to get a copy of this paperwork and we keep getting different stories. I help homeowners keep their homes and be treated and serviced correctly by their lender no matter what. Selene Finance is a small finance company based in Houston, TX with only 50 employees and an annual revenue of $88.0M. I completed my 3 month trial payments w/Selene plus 6 more on time payments over the phone. Apply to Analyst, Specialist, Quality Assurance Analyst and more! February 7, 2020. Im also communicating with several other attorneys and filing complaints with the following organizations [Lone Star Legal Aid, which is organized to help low income Texans with their legal matters.] bank of america loan modification problems, financial worksheet for loan modification, home affordable mofication program qualifications, lakeview loan servicing loan modification, Homebridge Financial Services loan modification, home bridge financial services loan modification, home loan investment bank loan modification, pacific union finance loan modification success. We need to start recording all conversations with Selene. ComplaintsBoard.com is a leading complaint resolution website on the Internet. Specialty loan servicing with a history of outstanding performance Learn More Learn More Full range of loan review and due diligence services led by an experienced team. I needed to take a forebearance in 2020 when my employers closed doors and shut down due to the COVID-19 pandemic. All this activity at the home was very scary as I do in-home care providing. I called selene finance and changed my address with them so they could send the refund to the proper place. Now here it is 2022, were $35,000 in the arrears. My mortgage was sold to Selene Finance in the summer of 2022. Under this plan, the homeowner pays $700.66 monthly starting in September 2013; a 22% reduction from his original terms. In doing this I was able to access records to lenders that most people werent able to see, Ive been to law school but I dont want to be a lawyer but I also do have the pass experience of working for Wells Fargos foreclosure team and I do have access to their foreclosure manuals so speak. There are common complaints against Selene Finance Foreclosures Process they include: A foreclosure in the county where the mortgage was originated. SELNE is a D rated company according to BBB, that took over our mortgage and we have been having problem ever since. I paid my mortgage account off on August 17, 2022. At best Selene is a poorly run company. I put an offer in on one of their properties and they countered but no where close to my offer. Judgment of foreclosure was entered in 2016. TO: Selene Finance. Pleading a Cause of Action under Real Property Article 7-113 - The Petitioners' amended complaint adequately pleaded a private cause of action under Real Property Article 7-113. Now I hire an attorney cant remember his name right now, but. Hello everyone, and welcome to TheVictimsOfSeleneFinance.org website. They just sent me a new modification with payment 250.00 more than the modified payment thru shellpoint with a 60k balloon payment and want me to do another 3 month trial period. Box 8619 Philadelphia, PA 19101-8619. Report this post. This field is for validation purposes and should be left unchanged. in order to address Mr. ****'s concerns, we respectfully request he provide a valid Selene account number and/or the property address. I have not missed a payment, MY FICO score is 834, and I am in the Excellent category with every credit reporting agency. United States. Connacht Tribune Death Notices, It also means that the bank can take the home back without having to go through the court system. So instead of paying late charges, I am shelling out $99 a month of fees I cannot afford. Disabled vet forclosed without knowing they were my morgage company, Can someone help? Well have a good day. During this time our home was broken into three different times severely ruining the door. Once the house goes up for auction, the public will have the chance to attend the auction and place a bid on the property. If you are one of the people going through a Selene Finance foreclosure contact an experienced foreclosure lawyer today. Comment by Shayna M. Bechtel on May 22, 2013 at 1:17pm. In short, they are extremly neglectful and lie! We went back and forth a couple of times but I feel the price is still to high. Get Selene Finance reviews, rating, hours, phone number, directions and more. Customer Reviews are not used in the calculation of BBB Rating. Filing complaints with my states attorney general in the morning and have a meeting with attorney in the afternoon. Others said that they didn't know it and others said that we were not allowed to talk to the LRD. 3 Selene Finance reviews. So if we were promised all of this, why did you sell it? For more than 15 years we have helped nearly 50000 customers resolve their issues and will never stop striving to ensure further improvements on our platform for a better communication between companies and customers. What Can You Do If Your Mortgage Servicer Makes a Mistake? We suffered a hardship, then unemployment during COVID, and unbeknownst to us our house was auctioned. What a joke I thought Bank of America was bad. In fact, how a business responds to customer complaints is one of the most significant components of the BBB Business Rating. Even when I call Selene - and to which I have been many times put on hold by the auto answer, waited, and was then hung up on - they tell me the monthly payment due, but won't let me make it. We later found out that this was the action of your real estate agent working for Selene. I worked for a national law firm for 10 years and what they charged was outrageous. Is Selene Finance a good company to work for? A No Go warning. We . Cindy J Ziegler Seller has not dropped the listing price. We were then informed that my husband's Ex-Girlfriend had to sign the mortgage paperwork because she was on the loan. Our lone was sold from Bank of America to Selene. A federal judge has dismissed a lawsuit accusing Houston-based mortgage servicer Selene Finance of breaching an agreement to modify a New York state woman's mortgage loan and help her stay in her . I never know for sure when I will be home but when it was usually five times a week. The only way to get out is to fight to the end. The mortgage was with Rushmore and then it was sold Selene Finance. Selene Finance (www.selenefinance.com) was founded in 2007 and is a trusted name in the specialty servicing business. They agreed to pay March, April, May, June, July and August. The time after that there were missing pages from an E-mail. I felt like things were going to start looking up for my family, I felt like there was hope for the future, and then a Realtor came to my door and started offering me Cash for Keys on my home!! We suffered a hardship, then unemployment during COVID, and unbeknownst to us our house was auctioned. What this means is that, the bank gives the home back to the home owners after they have been given a court date and shown the money to be needed to stay in the home. A No Go warning means that the bank has determined that the borrowers have fallen behind in their payments. The homeowner had been served foreclosure just before he retained us. Each rep will tell us that the message will be sent over to their legal department because it will have to be completed and returned by them. It's been a lot of little things. I have no credit card debt (whatever I charge, I pay off in full every month, and my credit line was just increased). I got home on August 16 after a long weekend and again my keys did not work, a door lock box had been put on the property. When Selene Finance makes a mistake in your mortgage loan, you need to know how to handle it the RIGHT way or you'll risk foreclosure and losing your home. I have also sent this to top class action as well about Selene finance. Then filed the Deed of Trust, covered everything up for 11 years.so alt of good that will do me now Im out almost $350,000 but they are even wealthier all I have is my stack of paperwork that proves it happen. Executive Resolution Team. My nightmare began with Countrywide selling my personal information and all me credit damaged. After we were again told that we were to be contacted by another part of your company. Itstime the pay for their shady ways. This means that the bank can come in and put the house up for auction for as low as a fraction of what it really is. In late 2019, Pretium closed on the acquisition of Deephaven Mortgage ("Deephaven"), a market leading non-QM mortgage originator, and Selene Finance ("Selene"), a premier mortgage servicer. All defendants continue to deny the plaintiffs' claims. I can afford my own mortgage. Our credit has never been worse. Also each time I call I get a difference response of what is going on. for assistance with Selene Finance contact me at 310-564-6389 Brett@ishortsalenow.com ; www.ishortsalenow.com. For a year now weve made every payment canceled checks and everything and they still say we owe them over 1500.00 even though we can prove otherwise. The facts and law in each case are different. In talking with our lawyer, we believe the Trustee Deed is invalid. I called to have the check reissued. I sold and closed on the house around July 11, 2022. Please see the attached response. and husband whom I had not gotten to leave yet, even though at the time of posting, I had been telling him for months, that we were over, and that I wanted him to leave. Washington State Property Tax Exemption For 100% Disabled Veteran, Tutas Towne Realty placed it on the market May 27th at $79,900. Initiation la plonge; Niveau 1 : Open Water; Niveau 2 : Advanced; Niveau 3 : Divemaster Feel free to contact us at any time. 9990 Richmond Avenue, Suite 400 South. These are not mine. Where are the supervisors? Selene refuses to do so. In addition, I receive support from my estranged husband at approx. But yet took double payments so they said when they were supposed to write off 95,000 off my loan and gave me a new loan at a lower rate and payment just so I would not just walk away like everyone else had done. A foreclosure when the bank failed to perform under the law. I ask respectfully that Selene look at my true financial picture before they make a determination on my request. Oh, and by the way if you hire a paralegal make sure they are not an attorney that has been disbarred. This is a case about alleged misconduct during state foreclosure proceedings. At this point I decided to live there with my mom. The title company paying off the loan for us (Latah Title Insurance) tried to contact Selene around May 7, 2021. 1st Mortgage with Selene Finance for $221,000; 2nd Mortgage with DTA Solutions LLC for $55,000; Hardship: Curtailment of income. Nothing ever was sent to either of us or the title company to allow us to pay off the house. Meanwhile, I hired an attorney because I honestly felt that the foreclosure process was not carried out in a legal manner or I would have been aware that this was all happening. 134 reviews of Selene Finance LP "I'm in the process of buying a house that this company owns. Selene Finance LP has unscrupulous and deceptive practices. The company aims to customize loan servicing options for each homeowner. Selene instead applies that amount to my next months payment, contrary to my loan agreement. Read More. How To Stop A Foreclosure Auction Immediately, How To Stop Foreclosure At The Last Minute, Can You Stop A Foreclosure Once It Starts, How Can A Foreclosure Process Be Temporarily Stalled. We completed and faxed, e-mailed, and certified the same copies of the same paperwork constantly. This review was chosen algorithmically as the most valued customer feedback. Email us at LoanResolution@SeleneFinance.com. Please help us stay in our home. We were given two other dates after we did not receive the payoff on June 23 and that was again on July 5 and yet again on July 12. They reported that it may be necessary to issue another loan for the second check for the payoff. This is the best way to get you great loan modification results. Previously, Staci was a Real Estate Agent at KW Commercial SA Grou p of Keller Williams Legacy and also held positions at Hartz. Your email address will not be published. Selene refers to itself as a special servicer, providing creative loan resolution strategies designed to preserve home ownership. My credit rating is in the 800s, FICO 841. Were currently working with the State of NJ and will see this resolved sooner or later, one way or another. Our lawyers were able to save his home and he is enjoying his retirement in peace. A free inside look at company reviews and salaries posted anonymously by employees. ALSO CFPB website (http://www.consumerfinance.gov/complaint/) or by calling our toll free hotline at 1855411CFPB (2372) or TTY/TDD phone at 855729CFPB (8557292372). Selene Finance Foreclosure Information Selene Finance LP. Thank you, ******, Dear Sir or Madam:
Click Done to apply changes and return to your Dashboard. The Selene finance class action lawsuit is an opportunity to obtain compensation for those who have become victims of fraudulent settlement loans that were not offered at all. I think they be able to get the information they need. Going Through Probate and Avoiding Foreclosure On An Inherited House.
The hiring of a lawyer is an important decision that should not be based solely upon advertisements. von | Jun 17, 2022 | ruby tuesday university blvd closed | | Jun 17, 2022 | ruby tuesday university blvd closed | My house is going to auction next week. This web site is designed for general information only. He has now filed Bankruptcy to over 46 different people. Well guide you through the process. LOL Boy was I wrong. It is shady practice, and I have submitted every piece of materials requested, only to be told they didn't have them, so I have resent (I have proof of my sending info a month prior only to get these notes), which then resets the clock again at 30 days! I accidentally attached the wrong file. We first contacted Selene and put in the paperwork for a Loan Modification in 2016.
Founded in 2007 and headquartered in Houston, Texas, Selene Finance is a residential mortgage company. real estate investing strategy that makes financial freedom First I would like to point out that my family and I not only live at this property but my business is conducted on the property also! Fortunatly the AG in my state is helping to resolve this. Selene has reactivated the internal audit function with a third-party auditing firm for the 2020 calendar year. But there was no need for me to walk away since at the time of purchase I put down 100,000. (Sales figure is modelled). All we said repeatedly is that we wanted to pay off our house and take care of this loan. Selene Author October 12, 2022 Blog 4 Ways Residential Real Estate Investors Can Benefit During High Interest Rates The low-interest rates residential real estate investors have taken advantage of over the past ten years suddenly came to a screeching halt in 2022. We ask that you respond so that we can understand why it would seem that you have tried to keep us from fixing the situation - as your company states "this is to collect a debt" and we have the money to pay it! Foreclosure Specialist at Selene Finance LP. When this happens, the defaulting bank is given the right to sell the house at auction if no other bidders step up to buy it. The property has been on the market for 90+ days. All else is accurate and account for my income and debt - my only debt is the house and my monthly car payment of $374. Fitch does not publicly rate Selene Holdings, LLP's credit and financial strength. . Our audit objective was to determine whether Selene processed delinquent loans in accordance with HUD's requirements, especially Loss Mitigation program requirements. Bank of America. So I made a change and began my company. v. Selene Finance LP, et al., No. It is foreclosure by lieu of foreclosure. In 2010 plaintiff defaulted his 2008 mortgage loan. I recently submitted to Selene a new accurate depiction of my expenses, which I will also upload here. I sold my house on September 6th, the closing attorney overnighted the payoff check and it was received by Selene on September 7th. After no response we contacted Selene and received a reinstatement on June 11, 2021. My mortgage was sold to Selene in July of 2021. So it does not recognize me. I worked for a national law firm for 10 years and what they charged was outrageous. State Finance Commission Building, 2601 N Lamar Blvd #201. Here we are on October 20th, and they still not have cashed the check, although we have proof that it was received by them. This allows these big banks to avoid the legal sanctions and the media attention that has followed them for their "robo signing" and illegal foreclosure practices directing the . Claim This Company Page 205 total complaints in the last 3 years. Close. Save the dream says it was paid in July. This man charged me and over 25 other people to go against Bank of America and didnt file an appeal so we all lost and once again our houses went into foreclosure again. These types of sales usually do not involve the bank giving up the right to foreclose on a home. The company subservices a diverse group of third-party clients from small, mid-tier and large banks; private equity firms; hedge funds; REITs;. I called N.A.C.A today & they are saying a mortgage co should never send a notary to a homeowners property to sign documents. They are very non helpful and threatening. How did it go? I really can not believe once again another lender committing fraud. After the second offer in Aug. 2011, which wasnt much of a modification, I decided to sign because above all else I want to keep my house. Bank of America allowed this so we would not fall farther behind. Foreclosures Buying REO from Selene Finance William Adams Sewell, NJ Posted 5 years ago Hi, I wanted to know if anyone on here has purchased a REO from Selene Finance? Is It Too Late to Save Your Home When You've Received a Writ of Possession? SELENE FINANCE, LP. I have a couple of really good asset managers that have been assigning me properties. I hope you will look with a fresh eye at my documentation and work with me to protect my credit and develop a workable solution, so that I am bot forced from my home and/or have my credit ruined for no reason or fault of my own.